Dreaming of a new Car?

Unsecured Car Loan

Whether you’re dreaming of an upgrade, a hybrid or your very first car – for a fair, flexible loan you won’t have to look far.

Apply Now

Bring your Plans to Life

Car Loan

Whether you’re dreaming of an upgrade, a hybrid or your very first car – for a fair, flexible loan you won’t have to look far.

With most decisions on applications made within 24 hours, our accessible and affordable loans can help bring your plans to life.

Remember, at PCB, you’re not just a customer; you’re a valued member. So, talk to us first!

Calculate your Repayments

Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
9%
# Repayments
Total
£
APR
9%
# Repayments
Total
£
APR
9%
# Repayments
Total
£
APR
9%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Community Bank, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

If you wish to enquire about a loan, please fill in and submit the Loan Enquiry Form below.

Unsecured Car Loan

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

£20,000

Rate of Interest - APR

9%

Loan Term

3 years

Total Interest

£2,828

Weekly Repayment

£146

Total Cost of Credit

£22,828

The benefits of borrowing from us

Key features of our Loans

No arrangement fees

No hidden charges

No penalties for early repayment

No penalties for lump sum repayments

Fast and easy access to your funds

Repayment terms that suit you

As your loan is paid interest reduces

We lend what you can afford to repay

Things to remember

To apply for a loan, you must be over 18 and an existing member of the Pentecostal Community Bank.

Our loans range from between 5% to 36% APR.

The Association of British Credit Unions Ltd (ABCUL) have published a list of free debt advice.

Our loan calculator will give you an estimate of what your loan would cost if you were paying an interest rate of 5% a month on the reducing balance.

Simply choose the amount you would like to borrow, how often you would like to make your repayments, and how many months you would like to borrow the money for. The loan calculator will estimate what each repayment will cost you, the total amount you will repay and the total interest you will pay over the period the loan.

PCB loan example

An unsecured car loan of £20,000 over 3 years at 9% APR will be repaid at £636 per month (36 payments). Total repaid will be £22,895*

*Calculations are indicative and intended as a guide only. You may be offered different rates depending on your circumstances.

Not a Member?

Joining the PCB is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees and friendly staff available to talk to you about your needs.

Pentecostal Community Bank

Loan Application Process

Become a Member

Become a Member

Join Pentecostal Community Bank and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions.

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