The Benefits of our Savings
Key features of our Savings Account
No transaction fees
No hidden charges
Save as much or as little as you like
Save on a weekly or fortnightly basis
Make deposits through a bank
Make deposits by standing order
Up to £85,000 of your savings are protected by the Financial Services Compensation Scheme
Start saving from as little as £5.00 weekly
There is no minimum age to start saving with us – however, you must be a member of the Pentecostal Community Bank.
We don’t pay a guaranteed interest rate on savings. Instead, we pay an annual dividend that is agreed by members at the Annual General Meeting.
Savings as shares in the PCB are a better way to save. You are not just another customer but an active member of a highly successful financial co-operative. Yes, you have a share in the ownership of the PCB. Along with having a say in the operation of the PCB you also earn dividends.
Members are asked to save regularly, and to cultivate a habit of saving. This pool of savings from members then becomes available for all members to draw on should they need money, subject to certain conditions.
You can start saving from as little as £5.00 on a regular weekly/bi-weekly or monthly basis, and savings can be deposited through your bank, or by sending in a cheque, or more conveniently by Standing Order. It is as simple as that!
Savings can be withdrawn at anytime subject to The Pentecostal Community Bank’s Rules. Members become eligible to apply for a loan on day one of membership, subject to credit and affordability checks.
Member’s savings are protected by the Financial Service Compensation Scheme (FSCS). The FSCS protects most depositors, including individuals and small companies, up to £85,000.